FINANCE
Ways to Finance your Project
Finance involves managing money through processes like budgeting, saving, investing, and borrowing to achieve specific goals. Having multiple financial options is crucial because it allows for better risk management, increased flexibility, and optimized outcomes. AtumIQ sits on $6.5B for lending through one of our major partners. We also offer several other finance options for maximizing your funds.
TMI Funding Solutions
AtumIQ holds an executive leadership role with TMI which, through a contract with FundingNet, is authorized to provide a $6.5 billion loan for global projects. If you have a project seeking funding, let’s schedule a consultation to determine if it aligns with our program’s criteria.
Investor Protection Program
FundingNet’s “Investor Protection Program” has been designed to bridge this gap between Project Owners and Project Investors. They accomplish this by making sure that the Investor’s money is fully protected at all times, while simultaneously financing 100% of the Project budget using their own funds. Through this program FundingNet shoulders 100% of the Risk, so all stake holding parties can rest easy and get to work on the project.
Loan Sponsor Program
FundingNet’s Loan Sponsor Program provides these benefits to projects and deal sponsors. Deal Sponsors participate in a federally regulated bond, working only with licensed/regulated entities, where their principal is always guaranteed on multiple levels. As a result of their participation in that bond, The bond pays 18% annually in monthly distributions. Minimum participation is $1M. FundingNet (through their relationships with their banks) is afforded additional credit in the same amount of the sponsor’s participation. This does NOT encumber the sponsor’s funds to that additional credit or expose it to any risk. FundingNet uses the additional credit to finance more projects, entirely at their own risk.
Multiples Lending Program
Offered to select clients and industries since 2005, FundingNet’s “Multiples Lending Program” is based on multiples of the amounts already raised for the project by the borrower. As the project owner, you are required to bring a minimum amount of funds to the project (at least 25% of the total costs), and they can lend you multiples of that initial amount to fulfill the budget. Depending on the project and their assessment of the risk of the project, the multiple offered could be anywhere from 1X of that initial amount, to 4X (though 3X and 4X is the most frequent).
“Multiples” Loan Programs:
The MINIMUM amount of Cash that must be brought by the Borrower in order to participate in our “Multiples Loan Program” is $10M USD. In the event that a Borrower has $5M USD – $9M USD, we can sometimes entertain a 1-1 Loan IF we have other, larger loan files being processed, to which this file can be submitted alongside.
Bitcoin and Ethereum HODL Program
Cryptocurrency represents a major evolution in the financial system, much like how the barter system gave way to today’s economy. Bitcoin and Ethereum are at the forefront, but holders face a dilemma: while their tokens are projected to yield significant returns, accessing that value traditionally requires liquidation, which is counterproductive. Our Bitcoin and Ethereum HODL program solves this by offering an 18% annual return, paid monthly, without needing to sell your tokens. By pledging assets in our Loan Sponsor Program, participants benefit from secured, high-interest returns while supporting global project financing through FundingNet.
Private Lending
We collaborate with several private investment clubs, exclusive groups where members pool resources to invest collectively in assets like stocks, real estate, and startups. These clubs, managed by a committee or democratically, offer members access to larger, diversified investments, shared expertise, and reduced risk. Typically, membership is by invitation only, granting access to unique opportunities and aligning with the members’ shared financial goals.
Michigan Angel's Network
Michigan Angel’s Network is a collaborative group of individual investors who provide funding and support to early-stage startups and growth-oriented businesses both within Michigan and globally. Members pool their resources and expertise to identify, evaluate, and invest in promising ventures, aiming to drive innovation and business development on a worldwide scale. The network operates on principles of mentorship and shared financial goals, offering startups not only capital but also strategic guidance. Membership is typically by invitation, granting access to exclusive investment opportunities and contributing to global economic growth.
Texas Investor Club
A Texas private investor group is an exclusive network of investors based in Texas. Members pool their resources to invest in a range of assets, including real estate, startups, and other high-potential opportunities. Operating on principles of collaboration and shared expertise, the group enables members to access larger, diversified investments and leverage collective knowledge. Membership is typically by invitation, offering access to unique investment opportunities aligned with the group’s financial goals and regional focus.
Africa Sou-Sou
The Africa Sou-Sou Investment Club is a collective savings and investment group rooted in traditional African practices of communal wealth-building. Focused on investing in African and African Diaspora projects, members contribute regular amounts to a pooled fund, which is then directed into ventures like real estate, small businesses, and other financial opportunities. Operating on principles of trust, mutual support, and shared financial goals, the club combines members’ resources for larger investments, promoting economic empowerment and wealth creation within the community.
Private Investor Groups
We collaborate with several private investment clubs, exclusive groups where members pool resources to invest collectively in assets like stocks, real estate, and startups. These clubs, managed by a committee or democratically, offer members access to larger, diversified investments, shared expertise, and reduced risk. Typically, membership is by invitation only, granting access to unique opportunities and aligning with the members’ shared financial goals.